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Add free CNB Savings to your CNB checking account for automatic rewards transfers — and a whopping 1.00% APY*!

  • Free account that builds your savings effortlessly
  • Links to free CNB Interest or CNB Money checking
  • Automatic transfers of CNB Interest or CNB Money earnings
  • 1.00% APY* on balances up to $5,000
  • 1.00% to 0.24% APY on balances over $5,000 depending on balance in account*
  • 0.05% APY* if qualifications are not met on CNB Interest or CNB Money
  • No monthly service fee
  • No minimum balance to earn rewards
  • Free online banking
  • Free mobile banking
  • Free eStatements
  • $10 minimum deposit to open


Easy Banking Basics Are Your Key to Rewards!

Qualifying for your CNB Interest or CNB Money rewards automatically qualifies you for the highest CNB Savings rate. Enrollments must be in place and all of the following transactions and activities must post and settle to your CNB Interest or CNB Money account during each Monthly Qualification Cycle:

  • At least 12 debit card purchases
  • Be enrolled in and agree to receive eStatements
  • Be enrolled in and log into online banking

That's it. Even if you don't meet your qualifications during the cycle, your accounts are still free. Plus, you'll still earn our base interest rate on CNB Savings. And you can get right back to earning your full rewards the very next month!