Personal Savings Accounts | Citizens National Bank | Cheboygan, Indian River, Petoskey, Rogers City - MI

CNB Savings

Statement Savings Account

Simplified saving solution
Avoid the $4 monthly service fee by maintaining a $300 minimum average daily balance
Free online services to help you manage your money 24/7

Christmas Club

Set aside little by little, year-round for holiday-related expenses
Competitive interest on entire balance
No monthly service fee

Insured Money Market Account

Earn competitive, tiered rates
Avoid $9 monthly service fee by maintaining a $1,000 minimum daily balance
Enjoy flexibility with enhanced access to funds

Certificates of Deposit (CDs)

Fixed rates, higher than regular savings
Receive higher rates by selecting a longer term
$1,000 minimum deposit to open

Individual Retirement Accounts (IRA)s

Start saving for retirement early
Traditional and Roth IRA options
No setup fees or monthly/annual maintenance fees

Health Savings Account (HSA)

Prepare for qualified medical expenses
Earn interest above standard savings on entire balance
No monthly service fee