Personal Loans
Home Mortgage Loans
- Competitively low rates for home purchase, refinance, or construction
- Available for primary residence, second homes, vacation homes, or investment properties
- A wide range of terms customized to your unique situation
HELOCs and Home Equity Loans
- Loans and lines of credit available
- The existing equity in your home is used as collateral backing
- Local decision-making and processing in Northern Michigan
Auto, Boat, and RV Loans
Finance your auto, boat, or RV with competitive, fixed rates and simple, local service from CNB. Apply online or visit any branch to get started.
Learn MoreCheckmate Lines of Credit
- Available for Citizens National Bank checking account holders
- Ideal for quick, one-time needs
- Ready whenever you need it
Personal Loans
- Competitive rates for a wide variety of personal needs
- Customizable repayment terms
- Loans and lines of credit available