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Every business needs a space to call its own. We can help you move into yours — or refinance your company's existing property.

  • Available for the refinance of existing debt or the purchase of commercial properties
  • 15 year amortizations are available
  • Competitive fixed and variable interest rates
  • Mortgages range from $5,000 to $1,000,000 with larger mortgages available
  • Local decision-making and processing in Northern Michigan
  • Friendly service from people you know

As a business customer of Citizens National Bank, there are many loan products available for you depending on your need. One of our business loan officers would be happy to sit down with you to discuss your loan request. Please be aware, there is some general information that is required to make a loan decision, so it is advised to have these items available when you come in to apply for a business loan.

Information typically needed to make a business loan decision is as follows:

  • 3 years financial information for established business
  • Financial projections for start-up or expanding business
  • 3 years tax returns and Personal Financial Statement for business principals/guarantors
  • Basic history of the business or project
  • Specific information regarding the loan request