Skip to content
Rebecca L. Aper

Rebecca L. Aper

Retail Banker, Cash Management Services

Citizens National Bank - Main Office

303 N. Main Street, Cheboygan, MI 49721


Rebecca will work with you to help define your business needs whether it is with Merchant Card Services, Payroll Processing, Remote Deposit Capture, Business Credit Cards, or all of the services listed or a combination.  She will gladly meet with you to discuss the many options available to you to ensure that your business banking is a smooth process and that Citizens National Bank is meeting all of your business banking needs.

Rebecca began her career with Citizens National Bank as a Universal Banker in 2015 and was quickly promoted to Branch Manager in 2017.  In 2018 a Cash Management position was created so that Rebecca will have a broader reach to her business customers and to assist our Commercial Banking Lenders.

Regina Patton

Regina Patton

Mortgage Officer, Residential Banking


308 State Street, Suite 1



NMLS: 1520912

Regina is new to the Citizens National Bank lending team however she is not new to mortgage lending, she has a wealth of knowledge about buying a home.  Allow Regina to assist you in the process, ensuring a smooth experience from application to home ownership.

Mortgage Application Check List