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Shop ‘til you drop online or anywhere in the world
with the power of a Mastercard® debit card.

  • Free Mastercard debit card accepted around the globe and online
  • Use your debit card to qualify for rewards with CNB Interest, CNB Money, and CNB Your Way, checking accounts.
  • Safer than carrying cash
  • More convenient and safer than checks
  • Eliminate cost of purchasing checks
  • 24/7 access to funds via ATMs
  • Easily withdraw funds from ATMs
  • Make cash and check deposits at CNB ATMs
  • Register your card with Mastercard SecureCode for added protection
  • Instant issue cards available at our branches (excluding our Petoskey & Rogers City Loan Offices & our downtown Cheboygan Drive Thru). You can have your card in minutes!

Traveling outside of the United States? Please notify Universal Bankers if you will be traveling out of the country and using your debit card. This will ensure that your overseas transactions will not be red flagged.