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Regina Patton

Regina Patton

Assistant Vice President, Residential Banking

Petoskey

324 Michigan St.

231-627-8313

248-202-7092

NMLS: 1520912

Regina has been with Citizens National Bank since 2019 and brings with her a wealth of knowledge about the home buying process.  Regina would love to work with you, ensuring a smooth experience from the initial  application to home ownership. 

Mortgage Application Check List

Miranda Swanson

Miranda Swanson

Residential Mortgage Lender

Petoskey

324 Michigan St.

231-238-2404

231-445-0421

NMLS: 2088015

Miranda Swanson joined Citizens National Bank in January 2023 as a Universal Banker at our Indian River Branch before moving into Residential Lending at our Petoskey Office. Miranda is ready to help you finance your home, give her a call today, or fill out the online application.

Morgage Application Checklist

Ashley Waldie

Ashley Waldie

Consumer & Residential Banking Officer

Cheboygan Main Office

303 N. Main St., Cheboygan MI 49721

231-627-8314

231-445-2575

NMLS: 2057739

Ashley is available to serve you and all of your consumer lending needs. Whether you're looking for a new or used vehicle, an RV, a personal loan or anything in between.  She will work with you to ensure the best possible experience with Citizens National Bank.  

Adam Cushman

Adam Cushman

Cash Manager, Business Deposit Services

Citizens National Bank -Petoskey Branch

324 Michigan St.

231-238-2407

231-675-0720

Adam is enthusiastic about supporting the growth of your business by providing the essential financial tools necessary for your success as a business owner. He offers assistance with Payroll Processing, Remote Deposit Capture, Business Credit Cards, Positive Pay, Sweep Services, and a range of other products. Adam is ready to meet with you to explore the various options to ensure that your business banking operations run smoothly.