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Stephen J. Crusoe

Stephen J. Crusoe

Senior Vice President, Residential Banking

Citizens National Bank - Main Office

303 N Main Street Cheboygan MI 49721

231-627-8308

231-420-2566

NMLS: 514716

Mortgage Application Checklist

Steve has over 30 years in the mortgage business and all of them with Citizens National Bank. He is your expert mortgage lender and can answer a wide array of questions that you may have. He is here to help and would love to work with you

Ashley Waldie

Ashley Waldie

Consumer & Residential Banking Officer

Cheboygan Main Office

303 N. Main St., Cheboygan MI 49721

231-627-8314

231-445-2575

NMLS: 2057739

Mortgage Application Checklist

Whether you're looking to finance a new home, remodel your current one, or purchase a car, camper, or anything in between, Ashley is eager to assist. Don't hesitate to contact Ashley for all of your lending needs.She will work with you to ensure the best possible experience with Citizens National Bank.  

Adam Cushman

Adam Cushman

Cash Manager, Business Deposit Services

Citizens National Bank -Petoskey Branch

324 Michigan St.

231-238-2407

231-675-0720

Adam is enthusiastic about supporting the growth of your business by providing the essential financial tools necessary for your success as a business owner. He offers assistance with Payroll Processing, Remote Deposit Capture, Business Credit Cards, Positive Pay, Sweep Services, and a range of other products. Adam is ready to meet with you to explore the various options to ensure that your business banking operations run smoothly.