Just as our community is encouraged to follow the Ready, Set, Go process, Citizens National Bank is actively monitoring the evolving situation affecting the Cheboygan area. The safety of our customers, employees, and community remains our top priority, and we are working on creating plans for continued access to essential banking services. 

As a community bank, we are committed to clear communication, thoughtful preparation, and being here for our neighbors. This page will be updated as needed with verified information and helpful resources.  

Access To Banking Services 

Our Main Branch and Downtown Drive-Thru are open regular business hours (9 a.m. to 5 p.m.) today, April 15. We are also prepared to adjust operations or close these locations immediately should conditions change, and we will communicate updates promptly through our website and social media channels.

Looking ahead, our Cheboygan customers have two primary options when seeking an alternative location for their banking needs:  

1. Our full-service Cheboygan South branch is located at 10854 N. Straits Hwy, Cheboygan, MI 49721. The South branch is open Monday through Thursday from 9 a.m. to 5 p.m. and Friday from 9 a.m. to 5:30 p.m. 

2. Online and mobile banking is available 24 hours a day, 7 days a week, 365 days a year. Log in at https://cnbismybank.myebanking.net/#/login  

Resources 

We recommend staying informed through trusted, local authorities as updates become available: 

• Cheboygan County Sheriff’s Office Facebook page: https://www.facebook.com/profile.php?id=100081259028439  

• Michigan State Police Emergency Management – Cheboygan lock and Dam Information: https://www.michigan.gov/msp/divisions/emhsd/2026-cheboygan-dam  

On the Michigan State Police page, you can sign up for “Local Alerts,” which we recommend as another way to stay informed.  

Last updated 4/15/26 at 7:50 a.m.