December 15, 2025

After 14 years of dedicated service, Valerie Jones will retire from Citizens National Bank (CNB) on December 17, 2025, leaving behind a legacy of innovation and leadership. Jones, who joined CNB in 2011, was instrumental in creating and growing the bank’s Cash Management Department – a division that now serves as a cornerstone for CNB’s business banking solutions.
“Val didn’t just build a department – she built a legacy rooted in integrity and service,” said Matthew Keene, President & CEO of CNB. “Her vision for cash management has helped local businesses grow, and her commitment to both CNB and Northern Michigan has set a standard that will help our communities thrive for years to come.”
Jones began her CNB career as a teller before advancing through roles in auditing and retail banking, ultimately being named Vice President, Cash Management in 2015. Beyond her professional achievements, Jones has been deeply involved in the Cheboygan community, serving on The Salvation Army board, helping to build the Together Lifting Children program at St. Thomas Lutheran Church, and volunteering her time at Faith Baptist Church.
“My CNB colleagues are like my extended family,” Jones said. “Working here for 14 years has been a challenging and rewarding part of my career.
“I couldn’t have done it all – working full-time, volunteering, and raising two wonderful children – without the support of my husband, Kerry,” Jones added. “I look forward to spending my retirement years with Kerry by my side, knowing my CNB family is just a call or branch visit away, and that the Cash Management Department is in good hands.”
Adam Cushman, Jason Dobias, and Talenna Calhoun will proudly continue Jones’s legacy by advancing CNB’s Cash Management Department.

Above, Valerie Jones was honored for her 14 years of service to CNB by her family during a private retirement party.

Above, Jason Dobias and Adam Cushman celebrated Jones’s legacy during her recent retirement party.
Citizens National Bank is a full-service, independent community bank serving Northern Michigan with locations in Alanson, Cheboygan, Indian River, Mackinaw City, Onaway, Pellston, and Petoskey. Browse our website to learn more.
