A successful business doesn't happen by accident. It takes hard work, good strategy, and solid financing. We can help you achieve even greater success with a business term loan.

Details
  • Competitive rates for a wide range of business expenses:
    • Working capital
    • Equipment
    • Machinery
    • Inventory
    • Facility improvements
    • And more
  • Repayment terms customized to fit your business's unique needs
  • Local decision-making and processing in Northern Michigan
  • Friendly service from people you know
What You'll Need to Apply

As a business customer of Citizens National Bank, there are many loan products available for you depending on your need. One of our business loan officers would be happy to sit down with you to discuss your loan request. Please be aware, there is some general information that is required to make a loan decision, so it is advised to have these items available when you come in to apply for a business loan.

Information typically needed to make a business loan decision is as follows:

  • 3 years financial information for established business
  • Financial projections for start-up or expanding business
  • 3 years tax returns and Personal Financial Statement for business principals/guarantors
  • Basic history of the business or project
  • Specific information regarding the loan request