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Churchill Classic 2013 04-Feb-2013
The 9th Annual Churchill Classic will take place on Saturday, August 17, 2013 at 8:00 am at the ..
Go Direct 02-Jan-2013
The Treasury Department is phasing out paper check payments and requiring federal benefit r..
Redman Appointed as New Board Member 01-Nov-2012
Citizens National Bank board of directors appointed Thomas Redman as a new director at its Octob..
Selden Returns 09-Oct-2012
: Sue Eno, President & CEO of Citizens National Bank announced that Darren M. Selden has be..
Federal Benefits 17-Aug-2012
Beginning on March 1, 2013 all federal benefits must be paid electronically. Individuals receivi..
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Personal Savings & Money Market Accounts
| Description: | Statement Savings | Christmas Club | Insured Money Market Account (IMMA) |
| Account Features |
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| Minimum Balance to avoid monthly fees | $300 average monthly balance in the account every day | N/A | $1,000 daily balance |
| Fees | $4 per month* | N/A | $9 per month* plus $0.35 per withdrawal |
| Minimum Opening Balance | $10 | $1 | $1,000 |
*Regulation D applies to savings and money market accounts. It restricts accounts to six (6) pre-authorized debits per month (including telephone and on-line banking). An excess fee of $10.00 will be charged for each debit in excess of the pre-authorized limit.

