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Churchill Classic 2013 04-Feb-2013
The 9th Annual Churchill Classic will take place on Saturday, August 17, 2013 at 8:00 am at the ..
Go Direct 02-Jan-2013
The Treasury Department is phasing out paper check payments and requiring federal benefit r..
Redman Appointed as New Board Member 01-Nov-2012
Citizens National Bank board of directors appointed Thomas Redman as a new director at its Octob..
Selden Returns 09-Oct-2012
: Sue Eno, President & CEO of Citizens National Bank announced that Darren M. Selden has be..
Federal Benefits 17-Aug-2012
Beginning on March 1, 2013 all federal benefits must be paid electronically. Individuals receivi..
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Personal Checking Accounts
Having your checking account with CNB is the smart choice. Whether you're looking for competitive rates or a free account to save you money, we have the right account for you. Combine your account with Online Banking or a Debit Card and you can set your own "banker's hours" and bank whenever (and wherever) you want.
|Check Safe Keeping||Yes
|Free Online Banking||Available
|Free Online Bill Pay||Available
|Free TeleBanc Phone Banking||Available
|Minimum Opening Balance||$50||$50||$50|
|Monthly Fee||$0||$10 plus $0.35 per check/debit if minimum balance is not maintained
|Minimum Balance to avoid monthly fee||N/A||$1,000 minimum daily balance, $2,000 average balance (or $10,000 in related CNB Certificate of Deposit or Insured Money Market Account)||N/A|
|Free Safe Deposit Box (1st year)
(subject to availability)
|Free Checks||Yes - One Style
(one box per order), or 50% discount on other styles.
|Available with Bonus Benefits
||Available with Bonus Benefits
|Additional Benefits: Travel Accidental Death Insurance, Discounts on Dining & Shopping, Card & Personal Identity Protection||Included||Available with Bonus Benefits||Available with Bonus Benefits|
|Pharmacy, Vision and Hearing Savings Program
- Free Checks (1 style available/1 box per order)
- $5000 Travel Accidental Death Insurance
- Card Protection
- Personal Identity Protection
- Emergency Travel Assistance Services
- Local & National Dining Savings
- Local & Online Shopping Discounts
- Local Services Discounts
- Travel, Hotel, and Recreation Discounts
Green AccountA new checking to fit your busy lifestyle. Meet the following guidelines to avoid a service fee.
- Must use online banking and bill pay
- Use your Debit/ATM card at least 15 times per month
- Have Direct Deposit
- E-statements are required
- Limit to 6 checks per month
- Earn a higher interest rate on balances up to $10,000, lower rates on balances over $10,000
At Citizens National Bank we encourage you to manage your finances responsibly. However, we want to save you from the additional merchant fees and possible damage to your credit history that might result if a check is returned.
That is why we provide “Overdraft Privilege,” a special overdraft service for Citizens National Bank’s checking customers. As long as you maintain your account in good standing, Citizens National Bank may approve your overdrafts within an approved Overdraft Privilege limit.
And best of all, Check-Mate eliminates the need to fill out a loan application when you want extra cash. See any of our loan officers or complete and return one of our Check-Mate applications to any Citizens National Bank office.
Check-Mate Application (617 KB)