CONTACT US (231) 627-7111 TELEBANC (888) 627-1960
Dobias Promoted 11-Jan-2012
Citizens National Bank is pleased to announce that Ms. Trisha Dobias has been promoted to Human ..
Martin Luther King Day 11-Jan-2012
Citizens National Bank will remain open on Monday, January 16, 2012...
People's Choice Awards 23-Nov-2011
Thank you for voting for us. Best Teller, Tonya Hiller, Best Banker, Steve Crusoe and Citizens Nati..
Savings Bonds 15-Nov-2011
Treasury to End Over-the-Counter Sales of Paper U.S. Savings Bonds; Action will save $70 million ove..
Mobile Banking 03-Oct-2011
Personal Banking Customers: Mobile Money will allow you to perform banking functions from yo..
Green Account 21-Sep-2011
Go Green with CNB! This account is designed for the environmentally aware and those on the go! The..
eStatements 28-Jul-2011
Personal Electronic Statements Personal online banking users now have the option of enrolling checki..
*Weather links will launch a new window or tab and will take you outside of the CNB website.
In addition to all the great products and services on this page, CNB also offers other great solutions like:
- Automatic Payments
- Combined Statements
- Night Deposit
- Savings Bonds
- Free Incoming Wire Transfers
- Money Orders and Cashier's Checks
- Notary Services and Signature Guarantee
- Direct Deposit
- Plus, MUCH More...
You are here: CNB Home / Personal Banking
Personal Banking Solutions
Whether you're interested in a free checking account and debit card to make shopping easy or getting a loan for your first home, Citizens National Bank is here to help make your personal banking easy.
All funds in a "noninterest-bearing transaction account" are insured in full by the Federal Deposit Insurance Corporation from December 31, 2010 through December 31, 2012. This temporary unlimited coverage is in addition to, and separate from, the coverage of at least $250,000 available to depositors under the FDIC's general deposit insurance rules.
The term "noninterest-bearing transaction account" includes a traditional checking account or demand deposit account in which the insured depository institution pays no interest. It also includes Interest on Lawyers Trust Accounts ("IOLTAs"). It does not include other accounts, such as traditional checking or demand deposit accounts that may earn interest, NOW accounts, and money market deposit accounts.
For more information about temporary FDIC insurance coverage of transaction accounts visit www.fdic.gov.
DEPOSIT PRODUCTS
- Checking Accounts
- Savings Accounts & Insured Money Market Accounts
- Certificates of Deposit & IRAs
- Checkmate (checking line of credit)
LOAN PRODUCTS
ADDITIONAL SERVICES
- Electronic Banking Services
- Online Banking
- TeleBanc Phone Banking
- Debit & ATM Cards
- Safe Deposit Boxes
If you have questions or would like to speak with one of our banking experts, please contact us. We also encourage you to visit one of our convenient locations to visit with us in person.

