Personal Banking
Personal Loans
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THE RIGHT LOAN

Loans For Your Needs

We offer a variety of loan programs, so no matter what you need to finance, chances are we can help.

Personal Loans

We make getting a personal loan at Citizens National Bank easy. Our friendly loan experts will take the time to get to understand your individual needs, whether you're looking to purchase your first home, buy that RV to travel the countryside or spend the summer on your new boat.

Mortgage Loans

Owning your own home is one of the most important investments you will make during your lifetime. We at Citizens National Bank understand that importance and want to make your mortgage experience a positive one. We offer many products to suit your needs.

»more about mortgage loans

Other Loan Types

Personal Line of Credit
Take advantage of lines of credit that are tailored to suit individual needs. Please contact one of our Loan Officers for additional information.

Auto Loans
Picture yourself driving a new vehicle today! New and used financing is available with generous repayment terms. Please contact one of our Loan Officers for additional information.

iHELP Student LoansStudent Loans
We've partnered with iHELP Student Loans to offer a variety of loan programs to help fund the college dream. Visit our iHELP Student Loans page to learn more.

Snowmobile
Get out and enjoy the snow while it lasts on a new snowmobile financed through Citizens National. New and used snowmobile financing is available. Please contact one of our Loan Officers for additional information.

Motorcycle/ATV
Now is the time to enjoy northern Michigan with financing for new and used motorcycles and ATV’s. Please contact one of our Loan Officers for additional information.

Boat/Personal Watercraft
Living in northern Michigan means that you can enjoy the splendor of our fresh water lakes and rivers by owning your own boat or personal watercraft. We have new and used financing. Please contact one of our Loan Officers for additional information.

Motor Home and Travel Trailer
See the world from the road in a new or used motor home/travel trailer with financing through Citizens National. Please contact one of our Loan Officers for additional information.

Mobile Home
New and used financing. Please contact one of our Loan Officers for additional information.

Contact one of our Lending Experts to get your application started today.