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Personal Banking
Personal Certificates of Deposit and IRAs
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CHECKING ACCOUNTS

Several Styles to Suit Your Needs

Citizens National Bank offers a variety of checking account programs, whether you want a free account or keep a balance and want to earn a competitive rate.

»checking account information

Certificates of Deposit

Citizens National Bank pays competitive interest rates on Certificates of Deposit of $1,000.00 and more with maturities up to 60 months. Under our flexible interest payment methods, you can choose to have your interest compounded monthly, direct deposited to your Citizens National Bank checking or savings account or mailed in a check. Certificates of deposit automatically renew at maturity for your convenience. Interest penalties are required for early withdrawals.

Contact one of our Personal Bankers for additional information.

Individual Retirement Accounts (IRA)

Saving for retirement is more important than it’s ever been and Citizens National Bank has a variety of IRA Certificates to select from including both fixed and variable rate. Our Personal Bankers can assist you with IRA details. Interest penalties are required for early withdrawals.