Personal Banking > Savings
STATEMENT
SAVINGS
Our Statement Savings account features a competitive rate of
interest on your collected balances.
| Description: |
Statement
Savings: |
|
Account Features |
- Withdraw funds at any time with no interest
penalty
- Premium interest rates are paid on balances of
$10,000.00 and over
- Quarterly statements
- Low balance fee waived for accounts held by
minors, non-profit organizations and public funds as
well as accounts combined with monthly checking
accounts
- Six telephone/third party transfers per month
|
| Meet
the following balance options and your account is
service charge free |
- $300.00 average monthly balance in your account everyday
|
| If
balance options are not maintained the following fees
will apply |
|
|
Minimum Deposit to Open Account |
|
INSURED MONEY MARKET SAVINGS
With Citizens National IMMA you will earn a competitive tiered
interest rate on your collected balances.
| Description: |
The Personal
IMMA: |
|
Account Features |
- Money market rates on your collected balances
- On balances over $10,000.00, the account pays
money market rates plus a premium
- Funds may be withdrawn at any time with no
interest penalty
- Monthly statements
- Six telephone/third party transfers are allowed
per month
|
| Meet
the following balance options and your account is
service charge free |
- $1,000.00 balance in your account everyday
|
| If
balance options are not met then the following fees will
apply |
- $9.00 per month, plus
- $.35 per withdrawal
|
|
Minimum Deposit to Open Account |
|
CHRISTMAS
CLUB SAVINGS
Our Christmas Club is an excellent way to set aside funds all
year long for those extra holiday expenses.
| Description: |
Christmas
Club Savings: |
|
Account Features |
- Earns Interest
- Checks issued in November
- Deposits can be made in any amount and may be
set up for automatic funds transfer
|
| If
balance options are not maintained then the following
fees will apply |
|
|
Monthly Maintenance Fee |
|
|
Minimum Initial Deposit to Open Account |
|
TELEBANC
Talk about convenience; now you can bank anywhere there is a
telephone! You can check balances; make payments, transfer funds
and more by calling Citizens National TeleBanc and pressing the
prompted numbers on your touchtone phone. TeleBanc is available
around the clock.
Contact one of our Customer Service Representatives for
additional information and to request your Personal
Identification Number.
AUTOMATIC FUNDS TRANSFER
Citizens National offers a variety of funds transfer services.
Have your installment loan payments automatically deducted from
any Citizens National savings or checking account and receive an
interest rate discount.
Contact one of our Customer Service Representatives for
additional information.
ATM CARDS
Your ATM card allows you to withdraw cash free of charge from
your checking or savings account at any Citizens National
machine, or from other ATMs nationwide. Service charges may vary
when using non-Citizens National machines.
Contact one of our Customer Service Representatives for
additional information.
Click Here for a list of our ATM Locations
HEALTH SAVINGS ACCOUNT
The HSA is designed to help individuals who are in a high
deductible health plan to save for qualified medical expenses.
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