IN THE COMMUNITY
More than "just" a Bank
Citizens National Bank has been a part of your community for 78 years. Learn more about just how we try to be more than just a bank and support the communities we serve.
Municipal & Governmental Units
Citizens National Bank offers a line of deposit and loan products specific to municipal & governmental units.
Public Fund Interest Checking Account – This is a no service charge account that pays tiered interest on collected balances. A check printing fee will be charged depending on the style selected.
Municipal Insured Money market Account (IMMA)* - No monthly service charge. As your balance grows, earn higher rates to maximize your return. Your funds are accessible at any time with no interest penalties. Account features : monthly statements and no wire transfer fees.
* Regulation D applies to savings and money market accounts. It restricts accounts to six (6) preauthorized debits per month (including telephone and on-line banking). An excess fee of $10.00 will be charged for each debit in excess of the preauthorized limit.
Competitive loan rates (including qualified tax-exempt rate) are offered to municipalize and & Governmental units. Citizens National Bank will also bid on local bond issues. Please contact one of our Business Loan Officers for additional information.