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Dobias Promoted 11-Jan-2012

Citizens National Bank is pleased to announce that Ms. Trisha Dobias has been promoted to Human ..

Martin Luther King Day 11-Jan-2012

Citizens National Bank will remain open on Monday, January 16, 2012...

People's Choice Awards 23-Nov-2011

Thank you for voting for us. Best Teller, Tonya Hiller, Best Banker, Steve Crusoe and Citizens Nati..

Savings Bonds 15-Nov-2011

Treasury to End Over-the-Counter Sales of Paper U.S. Savings Bonds; Action will save $70 million ove..

Mobile Banking 03-Oct-2011

Personal Banking Customers: Mobile Money will allow you to perform banking functions from yo..

Green Account 21-Sep-2011

Go Green with CNB! This account is designed for the environmentally aware and those on the go! The..

eStatements 28-Jul-2011

Personal Electronic Statements Personal online banking users now have the option of enrolling checki..


 

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The perfect match to a new mortgage is a CNB checking account. Get a debit card and online banking and you can easily set your own banker's hours.

You are here: CNB Home  / Personal Banking  / Personal Loans  / Mortgage Loans

Mortgage Loans

Owning your own home is one of the most important investments you will make during your lifetime. We at Citizens National Bank understand that importance and want to make your mortgage experience a positive one. We offer many products to suit your needs.

Loan Programs:
 Zero Down Payment Loans You can now make owning your own home a reality with no money down! We can finance 100% or your mortgage with the participation of the USDA Guaranteed Rural Housing Service.
Low Down Payment
We have many low, down payment options to choose from.
Fixed Rate Mortgages
The most popular way to finance your home. We offer a variety of long-term repayment loans for purchasing or refinancing your home.
Adjustable Rate
This type of financing is available for borrowers who want their loans to move with market rates. One and three year adjustable rate mortgages are available for this type of financial need.
5 & 7 Year Balloon Reset Mortgages
If you’re someone who is looking for short term financing with attractive interest rates and terms then our Balloon Reset Mortgages will be an option for you to investigate.
Vacant Land Mortgages
Talk to one of our mortgage experts about how you can finance vacant land and make your up north dream a reality.
Construction Loans
Have you been planning and saving so you could one day build your dream home?
Home Equity Loans
Use the equity you have in your home to qualify for cash!
Jumbo Mortgage Loans
We have Jumbo Mortgages available for just that type of luxury living, for $417,000.00 and greater. Your dream home just became a reality with a Jumbo Mortgage through Citizens National Bank.

Please contact one of our Mortgage Experts for additional information or questions. If you are interested in applying now, you can use our online mortgage application and get started today. If you prefer, you can download the documents instead.

Citizens National Bank

NMLS ID:  417225

Mortgage Loan Originators

 

Susan M. Brandt                                                                                Susan J. Cleary

NMLS ID:  685505                                                                             NMLS ID:  514718

 

Laura L. Shack                                                                                  Sharon L. Coppernoll

NMLS ID:  514720                                                                             NMLS ID:  514722                            

 

Stephen J. Crusoe                                                                           Douglas W. Damm

NMLS ID:  514716                                                                             NMLS ID:  685504

 

Nicole M. Drake                                                                                 Cyril S. Drier

NMLS ID:  685510                                                                             NMLS ID:  685507

 

Susan A. Eno                                                                                      Victoria J. Hand

NMLS ID:  685512                                                                             NMLS ID:  685502

 

Marian L. Harrison                                                                            Matthew J. Kavanaugh

NMLS ID:  685511                                                                             NMLS ID:  514719

 


 

 

CONTACT US: 303 North Main Street • Cheboygan, MI 49721 • Tel.: (231) 627-7111         Telebanc Phone Number: (888) 627-1960