LATEST NEWS

Banking Associate 10-Jun-2013

We are looking for a part time banking associate to work in both our Pellston and Alanson branches. ..

Churchill Classic 2013 04-Feb-2013

The 9th Annual Churchill Classic will take place on Saturday, August 17, 2013 at 8:00 am at the ..

Go Direct 02-Jan-2013

The Treasury Department is phasing out paper check payments and requiring federal benefit r..

Redman Appointed as New Board Member 01-Nov-2012

Citizens National Bank board of directors appointed Thomas Redman as a new director at its Octob..

Selden Returns 09-Oct-2012

: Sue Eno, President & CEO of Citizens National Bank announced that Darren M. Selden has be..

Federal Benefits 17-Aug-2012

Beginning on March 1, 2013 all federal benefits must be paid electronically. Individuals receivi..


 

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The perfect match to a new mortgage is a CNB checking account. Get a debit card and online banking and you can easily set your own banker's hours.

You are here: CNB Home  / Personal Banking  / Personal Loans  / Mortgage Loans

Mortgage Loans

Owning your own home is one of the most important investments you will make during your lifetime. We at Citizens National Bank understand that importance and want to make your mortgage experience a positive one. We offer many products to suit your needs.

New: We're excited about our new Mortgage Refinance Calculator that can help you determine if now may be the right time to refinance your home. Click here to get started and when you're ready to get your application going, you can apply online

Loan Programs:
 Zero Down Payment Loans You can now make owning your own home a reality with no money down! We can finance 100% or your mortgage with the participation of the USDA Guaranteed Rural Housing Service.
Low Down Payment
We have many low, down payment options to choose from.
Fixed Rate Mortgages
The most popular way to finance your home. We offer a variety of long-term repayment loans for purchasing or refinancing your home.
Vacant Land Mortgages
Talk to one of our mortgage experts about how you can finance vacant land and make your up north dream a reality.
Construction Loans
Have you been planning and saving so you could one day build your dream home?
Home Equity Loans
Use the equity you have in your home to qualify for cash!
Jumbo Mortgage Loans
We have Jumbo Mortgages available for just that type of luxury living, for $417,000.00 and greater. Your dream home just became a reality with a Jumbo Mortgage through Citizens National Bank.

Please contact one of our Mortgage Experts for additional information or questions. If you are interested in applying now, you can use our online mortgage application and get started today. If you prefer, you can download the documents instead.

Citizens National Bank

NMLS ID:  417225

Mortgage Loan Originators

 

Sharon L. Coppernoll - NMLS ID: 514722

Nicole M. Drake - NMLS ID: 685510

Victoria J. Hand - NMLS ID: 685502

Matthew J. Kavanaugh - NMLS ID: 514719

Darren M. Selden - NMLS ID: 685509

Suzanne Leestma - NMLS ID: 945392

Sherri Kosan - NMLS ID: 971655

Stephen J. Crusoe - NMLS ID: 514716

Cyril S. Drier - NMLS ID: 685507

Marian L. Harrison - NMLS ID: 685511

Michelle Miller - NMLS ID: 972032

M. Teresa Sullivan - NMLS ID: 974814

LIndsey K. Miller - NMLS ID: 576410

 

                                                                                                           

 


 

                                                                    

 


 


 

 

CONTACT US: 303 North Main Street • Cheboygan, MI 49721 • Tel.: (231) 627-7111         Telebanc Phone Number: (888) 627-1960