WAYS TO APPLY
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Owning your own home is one of the most important investments you will make during your lifetime. We at Citizens National Bank understand that importance and want to make your mortgage experience a positive one. We offer many products to suit your needs.
New: We're excited about our enhanced selection of Financial Calculators that can help you with questions like if now may be the right time to refinance your home, how much payment can you afford or if now is the right time to consolidate your loans.
»Once you're ready, don't forget that you can Apply Online!
Zero Down Payment Loans
You can now make owning your own home a reality with no money down! We can finance 100% of your mortgage with the participation of the USDA Guaranteed Rural Housing Service.
Low Down Payment
We have many low, down payment options to choose from.
Fixed Rate Mortgages
The most popular way to finance your home. We offer a variety of long-term repayment loans for purchasing or refinancing your home.
Vacant Land Mortgages
Talk to one of our mortgage experts about how you can finance vacant land and make your up north dream a reality.
Have you been planning and saving so you could one day build your dream home?
Home Equity Loans
Use the equity you have in your home to qualify for cash!
Jumbo Mortgage Loans
We have Jumbo Mortgages available for just that type of luxury living, for $417,000.00 and greater. Your dream home just became a reality with a Jumbo Mortgage through Citizens National Bank.
Please contact one of our Mortgage Experts for additional information or questions. If you are interested in applying now, you can use our online mortgage application and get started today. If you prefer, you can download the documents instead.
Citizens National Bank
NMLS ID: 417225
Mortgage Loan Originators
Quinn Bonnett - NMLS ID: 925174
Sharon L. Coppernoll - NMLS ID: 514722
Nicole M. Drake - NMLS ID: 685510
Victoria J. Hand - NMLS ID: 685502
Matthew J. Kavanaugh - NMLS ID: 514719
Darren M. Selden - NMLS ID: 685509
Kathy Johnson - NMLS ID: 1120918
Sherri Kosan - NMLS ID: 971655
Bridget Brown - NMLS ID: 1267684
Stephen J. Crusoe - NMLS ID: 514716
Cyril S. Drier - NMLS ID: 685507
Marian L. Harrison - NMLS ID: 685511
Michelle Miller - NMLS ID: 972032
M. Teresa Sullivan - NMLS ID: 974814
LIndsey K. Miller - NMLS ID: 576410
Shanna L. Hanley - NMLS ID: 1110635Amanda Nicholson - NMLS ID: 1226897