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This is the official blog of Citizens National Bank, providing information about personal banking, business banking, mortgage loans, business loans, financial management and helpful tips for consumers located in northern Michigan.

Owning a Home in Northern Michigan May be Easier Than You Think

By Nancy Lindsay - Friday, January 23, 2015

Those of us who get to call the “tip of the Mit” home know first-hand about the benefits of living in Northern Michigan. Whether the landscape is white with snow or the temps are warm and we’re drawn to the water, we live in one of the best places to fully enjoy the seasons and all they have to offer. It’s no surprise that Northern Michigan is a destination for many to spend not only their vacation, but for many a desirable location for a second home or vacation property. Whether you live here full-time or looking for a “getaway” to be able to enjoy all that the area has to offer, it doesn’t get any better than living in Northern Michigan!

A Winter Wonderland Awaits

With the landscape now white with a blanket of snow, it means all sorts of reasons to get outside and play for us that live “up north.” Whether you prefer to get in the woods on a snowmobile, cross country skis, snowshoes or just a good pair of boots for a hike, the opportunities to enjoy our winter wonderland seem to be endless. Northern Michigan offers hundreds (if not thousands) of miles of trails to explore the pines and lose yourself from the hustle and bustle of society, if only for a few hours. And when you’re done and need to warm up after a day in the cold, there’s nothing better than cozying up to a crackling fire with friends to remember the day and plan your next adventure.

Spectacular Summertime Fun

Ok, so maybe the idea of heading to the lake isn’t at the top of your list this time of year (yeah, it’s a bit chilly out there). But, you can’t dispute that when warm weather arrives in Northern Michigan we are pulled to the water to enjoy a refreshing dip, a relaxing trip on a sailboat or maybe pile the family into the ski boat for some excitement. Some will opt for a fishing pole in search of the “big one” on some of the best fishing streams in Michigan or take a seat in a kayak for a leisurely paddle. Summer also means picnics with friends and family, the sizzle of burgers on the grill or the sweet smell marshmallows toasting over the evening bonfire (as you build that perfect s’more).

Get Your Own Piece of Northern Michigan

If you’ve been thinking about getting a place in Northern Michigan to take advantage of what living up here has to offer, we’re here to help. Rates remain low, making it an affordable time to speak with our home mortgage experts. We work with folks all the time to help finance second homes and cottages for those looking for their own northern getaway. You can even apply for a mortgage online, making it super easy to get started and bring you one step closer to being able to enjoy all that “up north” has to offer!

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