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This is the official blog of Citizens National Bank, providing information about personal banking, business banking, mortgage loans, business loans, financial management and helpful tips for consumers located in northern Michigan.

This Holiday Season Celebrate All Things Magical at our ATMs

Nancy Lindsay - Tuesday, November 29, 2016

Something magical is happening right now at all of our ATMs! Random cash giveaways now through December 9, 2016. That’s right, extra cash is randomly dispensed at each machine. You don't even have to be a CNB customer to take advantage of it (but we’d love it if you were). 

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Switching Your Checking Accounts has Never Been Easier!

Nancy Lindsay - Monday, October 03, 2016

We'd like to introduce you to ClickSWITCH. We know it can be overwhelming to switch financial institutions, especially when you have automatic payments that are taken from your checking account and direct deposits that need to be moved. With the ease of ClickSWITCH, we take the hassle out of the switch and make the process as streamlined as possible. 

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Spring Clean Your Finances

Nancy Lindsay - Friday, June 17, 2016

How to Give Your Finances a Spring Cleaning 

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Our Mobile Banking App Just Got Even Better – Introducing Mobile Deposit

Nancy Lindsay - Monday, July 27, 2015

Mobile Deposit is Here!It’s no secret that people love their mobile devices. They’re always connected, never more than an arm’s reach away and thanks to all the cool apps, they can be pretty productive (and fun) little devices. With CNB’s Mobile Banking app (CNBmobile - available for iPhone and Android devices), it’s super easy to check your balances, transfer money and even pay bills from the palm of your hand. However, never a bank to settle for “good enough,” we’re excited to announce another enhancement to Mobile Banking – Mobile Deposit! 

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Stop by Our Virtual Branch for a Virtual Visit Today

Nancy Lindsay - Wednesday, April 01, 2015

Virtual BranchWhile we enjoy seeing our customers drop by the lobby to take care of their banking needs or just "pop" in for a visit, we realize that a growing number of our customers prefer the convenience of going online and taking care of their banking "digitally." There are certainly advantages to being able to get things done from the convenience of your computer or mobile device. 

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Fixed vs. Adjustable Rate Mortgage Loans - What's the Better Option?

Nancy Lindsay - Thursday, March 12, 2015

Fixed vs. Adjustable Rate Mortgage LoansWith the recent announcement of our No Closing Costs program for home mortgage and business loans, you can imagine that we're seeing quite the increase in loan interest from our customers. But when trying to answer the question "which is better for me, a fixed or variable rate loan" the answer really is "it depends." 

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Owning a Home in Northern Michigan May be Easier Than You Think

Nancy Lindsay - Friday, January 23, 2015

Those of us who get to call the “tip of the Mit” home know first-hand about the benefits of living in Northern Michigan. Whether the landscape is white with snow or the temps are warm and we’re drawn to the water, we live in one of the best places to fully enjoy the seasons and all they have to offer. It’s no surprise that Northern Michigan is a destination for many to spend not only their vacation, but for many a desirable location for a second home or vacation property. Whether you live here full-time or looking for a “getaway” to be able to enjoy all that the area has to offer, it doesn’t get any better than living in Northern Michigan! 

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Answers to Your Financial Questions Await You in Our Financial Education Center

Nancy Lindsay - Monday, January 12, 2015

Financial Answer CenterWhen we updated our website recently, in addition to making it mobile friendly and adding our blog (among other great updates), one of the new sections that you may not have discovered yet is our Financial Education Center. This area of our site provides you with a plethora of information on just about any financial-related question you can think of. 

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This Holiday Season Don’t Forget to Shop Local

Nancy Lindsay - Wednesday, November 26, 2014

Shop Small Saturday‘Tis the season for giving… but to give you’ve first got to go shopping and get something to give. This year when you grab your shopping list and head out to fight the crowds, don’t forget there’s a lot that you can do right here in your hometown. Shopping locally has many advantages, especially during this, busiest gift-giving time of the year. 

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CNBmobile – Taking Your Banking From Anytime To Anywhere

Nancy Lindsay - Friday, November 21, 2014

CNBmobile bankingToday it seems just about everyone has a smartphone. In fact, over two-thirds of Americans that own a phone, own a smartphone that has the ability to download apps, browse the web. We’re using these devices to play games, send text messages, watch videos, take (and share) photos, update our social media status and browse the Internet. But are you doing your BANKING on your phone yet? 

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