Electronic Services
Card Solutions
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With the convenience of Citizen National Bank's card solutions, you'll easily be able to make purchases and get cash virtually anywhere, anytime.

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Our ATMs now take cash & check deposits! No envelopes or deposit slips required. Use your CNB debit or ATM card to make deposits and have the option of having a the deposited check image printed directly on your receipt. Follow the instructions on the screen for an easy and convenient way to do your banking.  If you currently don't have a debit or ATM card, please contact one of our Universal Bankers.

Our Debit MasterCard® looks like a credit card but works like a check. It allows you to withdraw funds from your checking account without writing a check. Our ATM card allows you to withdraw cash free of charge from your checking or savings account at any Citizens National Bank machine. Service charges may vary when using non-Citizens National Bank machines.

If you have a lost or stolen debit card and it is after hours, please call 800-264-4274 for assistance. 


Give the Gift of Choice without leaving your house!  Order gift cards online and choose from one of our colorful prepaid designs or create your own custom design in minutes. Easy and affordable. It's easy to order your gift cards online, so what are you waiting for!


Purchase a reloadable card from any of our full-service branches and then have the freedom to add money to it whenever and where ever you'd like!  Once your card is purchased you can go online to register your card, select your own user name and password, and use the card like a debit card (but without having a checking account).


Citizens National Bank offers a variety of credit cards to suit your every need.

  • Visa Classic Card is a basic card with no annual membership fee.
  • Cash Rewards Visa Platinum allows you to receive up to 1% of your purchases back in cash each year!
  • Travel Rewards Visa Platinum Card allows you to earn free travel on any airline at anytime! Or choose other travel related reward options such as luggage, hotel stays, rental cars and more.
  • College Visa Card gives students the kind of benefits every card member wants, convenience, security and independence.

Contact one of our Universal Bankers for additional information.