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Churchill Classic 2013 04-Feb-2013
The 9th Annual Churchill Classic will take place on Saturday, August 17, 2013 at 8:00 am at the ..
Go Direct 02-Jan-2013
The Treasury Department is phasing out paper check payments and requiring federal benefit r..
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Citizens National Bank board of directors appointed Thomas Redman as a new director at its Octob..
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: Sue Eno, President & CEO of Citizens National Bank announced that Darren M. Selden has be..
Federal Benefits 17-Aug-2012
Beginning on March 1, 2013 all federal benefits must be paid electronically. Individuals receivi..
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You are here: CNB Home / Business Banking / Business Checking Accounts
Business Checking Accounts
Running your own business can be a challenge, but your checking account doesn't have to be. Our business checking account options provide you with a quick and convenient way to do your banking. Be sure to check out our Online Banking solutions to make it even easier and set your own "banker's hours".Small Business – If your business writes a minimal number of checks per month and carries a small monthly balance, this account is better suited to your needs.
Business Checking – Our standard checking account for all your business needs
Business Interest Account – Earn interest on your collected balance with our Business Interest Account. The account is designed for businesses that are individually owned and who maintain a higher balance in their checking account. (Not available to corporations, partnerships, LLCs or LLPs)
Standard features of our business savings accounts include:
- TeleBanc service anytime/anywhere
- Monthly statement
- Check Safekeeping discount
- Check printing fees vary depending on style and design of check
| Description: | Small Business Checking |
Business Checking |
Business Interest Checking |
| Minimum Opening Balance | $100 | $100 | $100 |
| Monthly Fee | $7 | $7 without returned checks or $11 with canceled checks returned |
$7 without returned checks or $11 with canceled checks returned |
| Average Collected Balance to Avoid Service Fee |
N/A | See Below* |
N/A |
| Number of Free Transactions |
150 |
N/A | N/A |
| Per Check or Debit Charge (beyond free) |
$0.50 |
$0.17 |
$0.25 |
| Per Deposit Charge (beyond free) |
$0.50 | $0.12 for deposited items not drawn on Citizens National Bank |
$0.15 for deposited items not drawn on Citizens National Bank |
| Interest Paid |
No | No | Yes, with premium rates paid on balances $10,000 and over |
| Images of Checks |
N/A | N/A | N/A |
| Online Banking/Bill Pay | Free | Free | Free |
*Please note the monthly service fee can be offset by an earnings credit to the account. Please contact a customer service representative for more details.
