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Business Banking
Business Checking Accounts
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Business Checking Accounts

Running your own business can be a challenge, but your checking account doesn't have to be. Our business checking account options provide you with a quick and convenient way to do your banking. Be sure to check out our Online Banking solutions to make it even easier and set your own "banker's hours".

Small Business – If your business writes a minimal number of checks per month and carries a small monthly balance, this account is better suited to your needs.

Business Checking – Our standard checking account for all your business needs

Business Interest Account – Earn interest on your collected balance with our Business Interest Account. The account is designed for businesses that are individually owned and who maintain a higher balance in their checking account. (Not available to corporations, partnerships, LLCs or LLPs)

Standard Features

  • TeleBanc service anytime/anywhere
  • Monthly statement
  • Check Safekeeping discount
  • Check printing fees vary depending on style and design of check
  • $100 minimum opening deposit required
  • Small Business
    Checking
  • Monthly Fee
    $7
  • Average Collected Balance to Avoid Service Fee
    N/A
  • Number of Free Transactions
    150
  • Per Check or Debit Charge (beyond free)
    $0.50
  • Per Deposit Charge (beyond free)
    $0.50
  • Interest Paid
    No
  • Business
    Checking
  • Monthly Fee
    $7 without returned checks or $11 with cancelled checks returned
  • Average Collected Balance to Avoid Service Fee
    See below*
  • Number of Free Transactions
    N/A
  • Per Check or Debit Charge (beyond free)
    $0.17
  • Per Deposit Charge (beyond free)
    $0.12 for deposited items not drawn on Citizens National Bank
  • Interest Paid
    No
  • Business Interest
    Checking
  • Monthly Fee
    $7 without returned checks or $11 with cancelled checks returned
  • Average Collected Balance to Avoid Service Fee
    N/A
  • Number of Free Transactions
    N/A
  • Per Check or Debit Charge (beyond free)
    $0.25
  • Per Deposit Charge (beyond free)
    $0.15 for deposited items not drawn on Citizens National  Bank
  • Interest Paid
    Yes with premium rates paid on balances $10,000 and over

*Please note the monthly service fee can be offset by an earnings credit to the account. Please contact a customer service representative for more details.