Business Banking
Business Checking Accounts
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Business Checking Accounts

Running your own business can be a challenge, but your checking account doesn't have to be. Our business checking account options provide you with a quick and convenient way to do your banking. Be sure to check out our Online Banking solutions to make it even easier and set your own "banker's hours".

You can now offer your employees a Payroll Card instead of issuing checks. Contact our Payroll Specialist to learn more

Small Business – If your business writes a minimal number of checks per month and carries a small monthly balance, this account is better suited to your needs.

Business Checking – Our standard checking account for all your business needs

Business Interest Account – Earn interest on your collected balance with our Business Interest Account. The account is designed for businesses that are individually owned and who maintain a higher balance in their checking account. (Not available to corporations, partnerships, LLCs or LLPs)

Standard Features

  • TeleBanc service anytime/anywhere
  • Monthly statement
  • Check Safekeeping discount
  • Check printing fees vary depending on style and design of check
  • $100 minimum opening deposit required
  • Debit Card
  • Remote Deposit Capture
  • Small Business
    Checking
  • Monthly Fee
    $7
  • Average Collected Balance to Avoid Service Fee
    N/A
  • Number of Free Transactions
    150
  • Per Check or Debit Charge (beyond 150 items)
    $0.50
  • Per Deposit Charge (beyond 150 items)
    $0.50
  • Interest Paid
    No
  • Business
    Checking
  • Monthly Fee
    $7 without returned checks or $11 with cancelled checks returned
  • Average Collected Balance to Avoid Service Fee
    See below*
  • Number of Free Transactions
    N/A
  • Per Check or Debit Charge
    $0.17
  • Per Deposit Charge
    $0.12 for deposited items not drawn on Citizens National Bank
  • Interest Paid
    No
  • Business Interest
    Checking
  • Monthly Fee
    $7 without returned checks or $11 with cancelled checks returned
  • Average Collected Balance to Avoid Service Fee
    N/A
  • Number of Free Transactions
    N/A
  • Per Check or Debit Charge
    $0.25
  • Per Deposit Charge
    $0.15 for deposited items not drawn on Citizens National  Bank
  • Interest Paid
    Yes with premium rates paid on balances $10,000 and over

*Please note the monthly service fee can be offset by an earnings credit to the account. Please contact a customer service representative for more details.