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Business Banking > Loans

COMMERCIAL LINE OF CREDIT
Citizens National offers our commercial customers a line of credit that is revolving and available when you need it.
  • Purchase inventory, support accounts receivable or use for other seasonal needs
  • Flexible repayment terms
  • Maturities up to one year
  • Advances are directly deposited to your Citizens National account
  • Credit limits range from $5,000.00 to $1,000,000.00 with larger lines available

Please contact one of our Business Loan Officers for additional information.


EQUIPMENT FINANCING & COMMERCIAL INSTALLMENT LOANS
This type of loan is easy to use for the acquisition of long term assets.

  • Vehicles or furniture
  • Conserve your working capital by using bank debt to purchase assets
  • Seasonal businesses can schedule seasonal payments
  • Competitive fixed and variable interest rates are available

Please contact one of our Business Loan Officers for additional information.


COMMERCIAL REAL ESTATE LOANS
Citizens National offers loans for the refinance of existing debt, or the purchase, renovation, and expansion of commercial properties.

  • 15 year amortizations are available
  • Flexible construction financing
  • Competitive fixed and variable interest rates
  • Mortgages range from $5,000.00 to $1,000,000.00 with larger mortgages available.

Please contact one of our Business Loan Officers for additional information.

SMALL BUSINESS ADMINISTRATION LENDING PROGRAM (SBA)
Citizens National is pleased to partner with the SBA for business start-ups, expansion, acquisition of an existing business, or refinancing existing debts.

Please contact one of our Business Loan Officers for additional information.


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