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Business Banking > Checking
BUSINESS ACCOUNT
Our standard checking account for all your business needs.
| Description: |
The Business
Account: |
| Account Features |
- An earnings credit
which accrues daily and is calculated monthly on the
average collected balance to offset service fees
- Check safekeeping discount
- Monthly statement
- TeleBanc service anytime/anywhere
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| Monthly
Maintenance Fee |
- $7.00 per month if cancelled checks are retained in
check safekeeping, or
- $11.00 per month if cancelled checks are returned to you with
your monthly statement plus
- $.17 per check or debit, and
- $.12 per deposited item not drawn on Citizens National LESS an
earnings credit that accrues daily and is calculated
monthly on the average collected balance
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| Check Printing
Fee |
- Fees apply and vary depending upon style and
design of check
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THE
SMALL BUSINESS ACCOUNT
If your business writes a minimal number of checks per month and
carries a small monthly balance, this account is better suited
to your needs.
| Description: |
The Small Business
Account: |
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Account Features |
- Flat monthly activity fee allows you 150
transactions
- Check safekeeping discount
- Monthly statement
- TeleBanc service anytime/anywhere
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Monthly Maintenance Fee |
- $7.00 monthly service charge
- If monthly activity exceeds the allowable 150, there will be an additional $.50 fee for each item
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Check Printing Fee |
- Fees apply and vary depending upon style and
design of check
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BUSINESS INTEREST ACCOUNT
Earn interest on your collected balances with our Business Interest
Account. The account is designed for businesses that are
individually owned and who maintain a higher balance in their
checking account. (Not available to corporations, partnerships,
LLCs or LLPs)
| Description: |
The Business
Interest
Account: |
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Account Features |
- Competitive interest rates with premium rates
paid on balances of $10,000.00 and over
- Check safekeeping discount
- Monthly statement
- TeleBanc service anytime/anywhere
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Monthly Maintenance Fee |
- $7.00 per month if cancelled checks are retained
by the bank in safekeeping, or
- $10.00 if cancelled checks are returned to you
with your statement, plus
- $.25 per check or debit, and
- $.15 per deposited item not drawn on Citizens
National
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Check Printing Fee |
- Fees apply and vary depending upon style and
design of check
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NON-PROFIT INTEREST ACCOUNT
Designed for non-profit organizations with larger account
balances.
| Description: |
Non-Profit
Interest
Account: |
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Account Features |
- Interest paid on collected balances
- Check safekeeping discount
- Monthly statement
- TeleBanc service anytime/anywhere
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Monthly Maintenance Fee |
- None with balance of $1000.00 every day or
$2000.00 average balance during statement period
- $10.00 if balance not maintained plus
- $.35 per check or debit
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Check Printing Feee |
- Fees apply and vary depending upon style and
design of check
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TELEBANC
Talk about convenience; now you can bank anywhere there is a
telephone! You can check balances; make payments, transfer funds
and more by calling Citizens National TeleBanc and pressing the
prompted numbers on your touchtone phone. TeleBanc is available
around the clock.
Contact one of our Customer Service Representatives for
additional information and to request your Personal
Identification Number.
AUTOMATIC FUNDS TRANSFER
Citizens National offers a variety of funds transfer services.
Have your installment loan payments automatically deducted from
any Citizens National savings or checking account and receive an
interest rate discount.
Contact one of our Customer Service Representatives for
additional information.
PAYROLL DIRECT DEPOSIT
Save yourself some steps, ask your employer to direct deposit
your payroll check at Citizens National.
Contact one of our Customer Service Representatives for
additional information.
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